The 2025 U.S. Tax Bill: One Big Beautiful Bill Act
In May 22, 2025, the U.S. House of Representatives passed a sweeping new piece of legislation nicknamed the...
May 2025
What the U.S. Credit Downgrade Means for Your Personal Finances in 2025
In May 2025, Moody’s Investors Service officially downgraded the credit rating of the United States from its highest...
Credit Card Delinquencies Are Rising in 2025 — Here’s What It Means and How to Protect Yourself
Americans across all income levels are falling behind on their credit card payments — and the numbers are...
Student Loan Payments Are Resuming: What It Means and How to Prepare
After a long pause, federal student loan payments are back — and for millions of borrowers, that means...
How Much Do Tariffs Actually Affect Your Wallet — and What Can You Do to Protect Your Finances if Costs Go Up?
In 2025, tariffs are back in focus — especially as the U.S. considers or imposes new import taxes...
How Interest Rate Cuts Could Affect Your Credit Cards, Loans, and Savings in 2025
With inflation cooling and the economy stabilizing, the Federal Reserve is signaling potential interest rate cuts in 2025....
How to Build an Emergency Fund — Even If You’re Living Paycheck to Paycheck
If you’ve ever had a medical bill hit your account out of nowhere… or your car suddenly broke...
Best Credit Cards for National and International Travel (2025)
Whether you’re hopping on a quick domestic flight or planning an international getaway, the right credit card can...
How to Request a Credit Limit Increase — And What It Means for Your Score
A credit limit increase can feel like a reward — more spending power, lower credit utilization, and sometimes...
What Is a Secured Credit Card and Is It Worth Getting?
If you’re trying to build credit from scratch or repair past mistakes, you may have seen secured credit...
What Is Buy Now, Pay Later (BNPL) and Should You Use It?
You’ve probably seen it when shopping online — a tempting little button at checkout that says “Buy Now,...
Should I Lease or Finance a Car? Pros, Cons, and What’s Right for Your Budget
When it’s time for a new car, one of the biggest decisions isn’t just the brand or model...
