Best Credit Cards for National and International Travel (2025)

May 5, 2025 admin Credit Cards, Saving & Investing

Whether you’re hopping on a quick domestic flight or planning an international getaway, the right credit card can save you money, give you perks, and protect you while you travel. Here are some of the best credit cards for both U.S. and global travelers right now:

1. Chase Sapphire Preferred® Card

Best for: All-around travel rewards and beginners

  • 2X points on travel and dining
  • No foreign transaction fees
  • Points transfer to major airline/hotel partners
  • Travel protections: trip delay, baggage insurance
  • Sign-up bonus: 60,000 points (worth $750 in travel via Chase Ultimate Rewards)

Annual Fee: $95

2. Capital One Venture Rewards Credit Card

Best for: Simple, flexible travel rewards

  • 2X miles on every purchase
  • 5X on hotels and rental cars booked via Capital One Travel
  • No foreign transaction fees
  • Miles can be used to erase travel purchases or transfer to partners
  • Global Entry or TSA PreCheck credit

Annual Fee: $95

3. American Express® Gold Card

Best for: Foodies who travel

  • 4X points at restaurants (worldwide)
  • 3X on flights booked directly or via Amex Travel
  • No foreign transaction fees
  • Strong travel & purchase protections
  • Amex points are highly transferable

Annual Fee: $250

4. Chase Sapphire Reserve®

Best for: Frequent travelers who want premium benefits

  • 3X points on travel and dining
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • Strong travel insurance & perks
  • 10X points on hotels and car rentals through Chase Travel

Annual Fee: $550
Note: High fee, but great value if you travel often

5. Citi Premier® Card

Best for: Domestic and international points flexibility

  • 3X points on air travel, hotels, gas, and dining
  • Transfer points to major airlines
  • No foreign transaction fees
  • Great global acceptance

Annual Fee: $95

Bonus: No Annual Fee Option

Bank of America® Travel Rewards

  • 1.5X points on all purchases
  • No annual fee
  • No foreign transaction fees
  • Simple rewards structure

Perfect for travelers on a budget.

What to Look for in a Travel Credit Card

  • No foreign transaction fees
  • Rewards on travel, dining, or everyday spending
  • Strong travel insurance protections
  • Point transfer flexibility (airlines/hotels)
  • Global card acceptance (Visa or Mastercard)

Need help choosing one based on your credit score or travel habits? Let me know and I’ll recommend the best fit for your situation.