Credit Scores – New Credit Finance

How to Request a Credit Limit Increase — And What It Means for Your Score

May 5, 2025 admin

A credit limit increase can feel like a reward — more spending power, lower credit utilization, and sometimes even a bump in your credit score. But before you ask your card issuer for a higher limit, it’s important to understand how it works and what the potential impacts are. Here’s what you need to know. […]

Best Credit Monitoring Services That Help Detect Fraudulent Activity (2025 Guide)

May 2, 2025 admin

Keeping an eye on your credit isn’t just about knowing your score — it’s about protecting yourself from identity theft, unauthorized accounts, and fraudulent activity that can wreck your financial life. Whether you’re recovering from bad credit or just want to stay safe, these top credit monitoring services will alert you to suspicious activity and […]

Understanding Your Credit Score: What It Is, How It’s Calculated, and Why It Matters

April 30, 2025 admin

Your credit score can determine whether you’re approved for an apartment, a car loan, a mortgage — even certain jobs. Yet many people don’t know how their score is calculated, what affects it, or how to improve it. In this article, we’ll break down what a credit score actually is, what goes into it, and […]