Category: Student Loan Basics
-
Student Loan Payments Are Resuming: What It Means and How to Prepare
After a long pause, federal student loan payments are back — and for millions of borrowers, that means it’s time to revisit your loan servicer, update your contact info, and get ready for monthly payments again. The Trump administration has announced the resumption of collections on defaulted student loans and is ending the extended pandemic-era…
-
What Is a Secured Credit Card and Is It Worth Getting?
If you’re trying to build credit from scratch or repair past mistakes, you may have seen secured credit cards come up as a first step. But what exactly are they — and are they actually worth getting?This post breaks down how secured credit cards work, their benefits and drawbacks, and why they can be a…
-
Student Loan Basics: What Every College Student Needs to Know Before Borrowing
Student loans can help make college possible — but they can also turn into a financial burden if you’re not careful. Before you sign anything, it’s important to understand how student loans work, what types are available, and how to borrow smart. This guide breaks down everything you need to know, in plain English, so…