Tag: card
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New Credit Card Rules in 2025: What Higher Late Fees and Swipe Fee Changes Mean for You
In 2025, the credit card landscape is shifting again — and not necessarily in consumers’ favor. Two major regulatory developments are grabbing national attention: the rollback of the $8 late fee cap and renewed debates around swipe fees, which affect both credit card users and small businesses. Here’s what’s changing, what it means for your…
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Credit Card Delinquencies Are Rising in 2025 — Here’s What It Means and How to Protect Yourself
Americans across all income levels are falling behind on their credit card payments — and the numbers are climbing fast. According to recent data from the Federal Reserve Bank of St. Louis, credit card delinquencies are on the rise in 2025, reaching levels not seen since the 2008 financial crisis. Whether you’re managing student loans,…